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From most to least formal, these loafer styles generally rank: Patent leather plain loafers Velvet formal slippers (with or without embroidery) Patent Belgian loafers Patent horsebit loafers Patent tassel loafers How to Choose Between Traditional Shoes and Loafers Selecting the right formal footwear involves balancing several factors, including event formality, personal style, and practical considerations: Event formality should be your primary consideration : For traditional black tie events with strict dress codes (state dinners, formal balls, certain charitable galas): Stick with patent leather oxfords or opera pumps For standard black tie weddings and formal events: Patent oxfords are safest, but well-executed patent loafers are increasingly acceptable For creative black tie, black tie optional, or fashion-forward events: You have more flexibility to incorporate formal loafers, particularly patent or velvet styles For semi-formal events: Most well-crafted formal loafers would be entirely appropriate Personal style factors matter : Consider your overall style approach—are you generally traditional or do you prefer contemporary interpretations
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